“As with many of my peers who do a lot of implants we are highly trained and experienced clinicians and again many of us are involved in teaching as I am with the Tipton training Academy and perform advanced procedures such as block grafting zygomatic implants. A one size fits all indemnity cover didn’t suit my needs or look at me as an individual so I was pleased to come across PDI who introduced me to a broker who met all my needs, provided me great cover and are always there for questions and support”.
“I was very impressed at the open evening and initial launch where I heard presentations from PDI and the broker. I left with a lot of confidence in PDI and the broker to protect me. The best thing I found was the application form which allows me to describe the mentors I have and the courses I have done and why I believe I am a safe practitioner. This is much better than quoting a price of indemnity based purely on how many years you have qualified and what services you provide (although I understand this should be included in any algorithm).”
“I decided to transition to the broker PDI introduced me to as I felt they offered a service more bespoke to me personally as a dentist – not just generic cover. The transition was seamless and I have been very impressed so far”
Like a lot of Dentists, I was surprised to see how much my indemnity premium had risen over the years, despite having a clean claim record. So the time came to look at other options and I spoke with the PDI who introduced me to a broker to explore what level of cover available and at what cost. I was pleasantly surprised at the level of cover and advice available.
I generally felt that I would be defended should a claim arise and the preliminary advice and help offered when a patient enquiry arose was first class. The greatly reduced premium was also a nice bonus.
“Had the pleasure of being introduced to Gary from PDI via Mr Neel Jaiswal. Gary introduced me to a broker who was able to answer all of my questions in great deal and demonstrated a good sound knowledge of the dental indemnity landscape at this time. I was suitably convinced that the broker was on my side, I would be able to successfully defend myself against any claims that may arise in the future.”
“I based my decision on:
A) Good advice if you need advice, especially in the preliminary stages to actually make cases go away because they are HANDLED correctly.
B) A company that will actually DEFEND when your case is defensible (notes, records, depending on situation etc) and not just settle to make claims go away (that’s in my opinion why this sector has seen such an increased litigation).
C) Is this cover discretionary or not – can the company refuse to defend you.
D) Costs: I want to see the costs reflect the relative risk. If I have been practicing for years without any claims, that must be a good sign and I should be lower risk.”